request advices on heat armor

[francoisD]

hi,

i am still learning various points in this game

in 1943 as a german player, i am suffering from american infantry and their bazooka.

so i am trying to understand how operate heat armors in this game. i have two questions on this.

1) consider an armored vehicule that does not have any point in heat armor. versus a heat ammunition, is it treated as a zero armor, or do we consider its normal armor?

2) are heat armors worth their costs? because its quite expensive...
a stugIIIg without a heat armor costs 70 pts or so in 1943, but later they have one, but their cost raises to 100 pts or so, that is 50% more...
same for pzIIIL and M...

i could do some tradeoffs and buy better tanks (without heat armor)

what is your experience in regards of this problem? do you have any advice?

consider my game play, i am fighting infantry troops with my troops of the same type, but tanks are usually in the back to support. and, as i said before, i have lost a few tanks in these setup already .

anything is welcome

thanks!

francois