Concerning luck

[Anaconda]

What about luck?

There is two types of luck; individual and scale(province).

Individual luck is a matter of personal attributes, artifacts and spells? Province based luck, on the other hand, is a matter of scales chosen in the beginning? Right?

If former was correct, my main concern is what type of luck affects on what....

Examples and first hand questions:

-Does province/scale luck have effect on voidgate summoning? How about personal luck?

-Does province/scale luck have effect on crossbreeding? How about personal luck?

-Does province/scale luck have effect when horror marked? How about personal luck?

-Does province/scale luck have effect wether or not target is going to be diseased? How about personal luck?

-Does province/scale luck have effect on hiding/getting revealed? How about personal luck?

-Does personal luck stack, or does it have any other cumulative attributes?

-Does curse bring in misfortune in any other occasions than in combat?

If you know anything neat that concrns luck, please let us hear from you. Do not hold your peace forever.