[PanzerBob]

I'd be curious as to which nations armour did you use for your test?

I play a lot of campaigns as Germany I'm only seeing around 50% providing they don't bail into SA fire. Now another point is that "casualities" figure in dead, wounded and combat ineffective, maybe the last is why the crews "casualities" seem high. The other thing which comes to mind is, there is the survival rating on the vehicle, and I believe this may figure into how well the crew makes out,